Featured Insurance cost
- Thread starter Wils
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$1100 Ontario (Full coverage) and minus about $400 from that if I take if off the road from December to end of March based on my previous Viper which was the same price.
Everything, 2 million, 5 year depreciation, accident forgiveness.
Everything, 2 million, 5 year depreciation, accident forgiveness.
$835/year . Everything, 2million , 3 years no depreciation replacement, glass etc . First accident no increase.
It means absolutely nothing what others are paying unless they are in the same community as you.
All insurance companies work off actuaries which are determined by many things, but one large thing is the area you live in.
Markham one of the highest and Uxbridge is one of the lowest.
You should shop around to different insurers.
All insurance companies work off actuaries which are determined by many things, but one large thing is the area you live in.
Markham one of the highest and Uxbridge is one of the lowest.
You should shop around to different insurers.
Driving record, yearly mileage and driving experience plays a factor as well. A 20 year old vs. a 45 year will pay different premiums.
I'll add that "full coverage" also doesn't mean much.
What someone else considers full coverage is not what I consider full coverage.
Rural SW Ontario. $1000 per year. $2M liability. $1000 deduct.
My wifes 23 Highlander is $2K. FFS
My wifes 23 Highlander is $2K. FFS
That’s funny all these prices. When I call around like CAA, Dejardins, TD, Belair, etc. they are all $2,300 apples to apples. Based on $109,000. 2 mill, rental, 4 year no depreciation, $500 deductible. Multi vehicle discount. Clean driving record for the past 22 years no tickets touch wood. 60 years old. Living in Muskoka. Never had a claim. Sudbury Insurance being the broker and Intact is the insurer. I pay $1,354 and I get back $422 when stored from Nov. to May.
So I can’t see how these people are getting it for $800 to $1,000.
Please list the company and broker.
So I can’t see how these people are getting it for $800 to $1,000.
Please list the company and broker.
contact cooperators and see what they quote you. Cooperators doesnt go through brokerage and underwrites directly.
Intact is my insurer. $1100, $500 deductible, in my 60's, clean record, about $400 off during storage so net is around $700. Stratford area.
2023 Ram Limited and 2024 Rav 4 Limited , both $1100 +/- , intact too. House and cottage all with Intact. 3 boats with Aviva as Intact , trying to remember here, don't offer marine insurance. Could be wrong, maybe Intact too expensive for Marine
I’m with CAA Niagara region,$107,000 value, 2 million liability, five year no depreciation, full coverage, $1000 deductible, 25 year clean driving record with multi vehicle policy…$350 per year
that's just crazy unbelievable cheap
TD online.
I know, my CAA agent couldn’t believe it herself she had to run it 2 more times just to confirm.
Definitely under $1000 with tax for 12 mos quoted by each of TD Insurance and La Personal with a $1000 deductible for a $125 K build...next on the list. I'm 63, live in Montreal and had a windshield claim in November 2023. TD won't insure without the Tag protection whereas La Personal will offer additional discount if the car has Tag...good luck!
I got TD insurance two weeks ago and no Tag required . Depends on vehicle thefts in your area to a great degree.
$488/year for all the bells and whistles, BUT deductible is $6500. Seems NB has some rule that Deductible for high value cars needs to be 5% of cost ...
Not had time to dig around to find cheaper.
Not had time to dig around to find cheaper.
I believe I'm at $2000 per year on the C8 but I've also got two sons under 25 in my household and 4 cars including a C5, C6, C8 and old Lexus is250 winter car. My total almost $10,000 per year not including my wifes 23 RDX which is a Honda company vehicle
