I agree but they also depend on stats for this as well,when I moved from Ajax to Brampton I payed a increase? Have you ever sat in traffic on the 401 @ Brock rd @ 5pm on any weekday? Or exited southbound on Brock? More traffic in that area than Brampton IMHO.
The statistics of a vehicle have a lot to do with it as well! How many are involved in accidents,how many get stolen per year. I switched from a 2007 Civic to a 2006 Mustang GT a few years ago and my insurance dropped 25%. Apparently the Civics are a higher risk according to the insurance world...
Thanks! I have changed the fluid in the trans and clutch master,although much better I still feel it slip into reverse while engaging the clutch,it will only go in if I hold the shifter! I have read on other forums where a shifter alignment process could be required..